Professional indemnity

IfJ has negotiated with Howden UK Group Ltd competitive rates for professional liability insurance.

Full members of IfJ who wish to transfer to Howden when their next insurance premium is due should contact Howden direct. They will be pleased to supply full details of cover. NB Cover is conditional on current membership of IfJ.

Who is Howden?

Howden is a firm consisting of experienced professional liability specialists, providing insurance for Professional Associations and their members.

How can Howden help you with your professional practice?

The Howden civil liability policy is designed to protect you in the event of a civil claim being made against you, or a complaint being made about you to your professional body or other regulator. Howden believes that the company can help you throughout the duration of your policy, not just when you arrange it and renew it.

How much does it cost?

For individual members of Intermediaries for Justice, the professional body for intermediaries in the justice system of England, Wales and Northern Ireland, rates are as follows:

Limit of Indemnity
£1,500,000 £3,000,000 £5,000,000
Premium (including legal helpline) £77.00 £92.00 £152.00
Insurance Premium Tax £4.50 £5.40 £9.00
Administration Fee £15.50 £15.50 £15.50
Total amount payable £97.00 £112.90 £176.50

*Insurance Premium Tax (IPT) is at the current Rate of 6% (there is no IPT on the Legal Helpline element of the premium)

All policies include a Public Liability limit of £10,000,000/ €10,000,000


You are an individual (or a sole practitioner within your Limited Company with a turnover of less than £100,000) practising from a UK base and appropriately qualified to practise (or on an approved training course leading to a recognised relevant qualification). You have not had previous insurance declined, not had any liability claims made against you and are not aware of any circumstances which may give rise to a claim against you. In some cases exclusions may apply – please ask for full policy details. Prices correct at time of publication.

Contact Howden Monday to Friday, 8.30am to 5.30pm
for a quote or just for some friendly advice

Howden Professionals 8 Navigation Court Calder Park Wakefield WF2 7BJ
Tel: 0845 371 1433 and ask for Jo Mountain